How does it work?
Co-invest in your project
We know how complicated buying a home can be, especially in a city like Luxembourg, where housing affordability is under pressure, you don’t have the right savings or citizenship advantages.
How do you become a homeowner without being a millionaire, an heir, or a real estate expert?
Finding the right partner to guide you through every step of your purchase is essential.
At Junia Home, we ensure your project’s success by co-investing up to €100,000 with you. It’s not debt, it’s a simple, temporary co-investment, a down payment equity bridge. Welcome home.
Our solution
A budget that matches your project
Is Junia Home just being generous?
No, we've simply created a win-win model. In exchange for his co-investment, Junia Home owns a share of your property. We collect it when you buy or resell, along with an occupancy fee corresponding to the time you spent in the property. It's simple, efficient, and fair!
01
Finally at home, 100%
No sharing your property!
Our co-investment gives us no right to live in or even visit your home, it’s entirely yours.
No rent, no restrictions, and no asking permission to change the paint. Your place is truly your place.
Our goal is to get the home you want, your role is simply to enjoy your new life.
02
Together in ups and downs
In concrete terms, if Junia Home co-invests 10% of the purchase budget, Junia Home owns 10% of the property. We share both gain and loss with you. It's simple.
During this time, you are free to sell whenever you want, or to buy out our share, plus an occupancy fee that you will pay us when you decide to leave.
It is this occupancy fee that allows Junia Home to balance his model by remaining jointly responsible for the resale price, whether it rises or falls, for all buyers, without ever charging you rent.
03
Free to sell or buy us back whenever you want
Once you become the owner, you build your wealth every year by repaying your loan. You can sell your property at any time or buy back our share at your own pace.
Junia Home offers a flexible solution, tailored to your needs.
No secret
But where does all this money come from?
Today, buying your primary residence is one of the safest investments you can make,not only for you, but also for institutional investors seeking to place their capital in residential properties.
Junia Home builds the bridge between this investment capital and people who want to buy their own home, offering a solution to the housing affordability challenge in major cities.
This model didn’t exist in Luxembourg. So, we brought it here.